Looking for help?

Start here....

Navigating the world of Medicare

To get Medicare supplemental insurance (Medigap), the process starts with confirming eligibility, timing your application to maximize protections, selecting your plan, and completing the insurer’s requirements for enrollment.

You need an expert to help determine the best plan for your situation.That expert is Rebecca Montero, an expert who cares that you are protected with the best options available to suit your your circumstances.

What help do you need?

RLM offers a comprehensive range of health insurance solutions designed specifically for seniors seeking coverage that aligns with their medical needs and financial goals. The agency provides personalized assistance in comparing Medicare Advantage Plans (Part C), Medicare Supplement Insurance (Medigap), and Prescription Drug Plans (Part D). By working with multiple top-rated carriers, seniors can explore options that help reduce out-of-pocket expenses, expand provider access, and enhance overall peace of mind when it comes to managing healthcare costs.

We Solve Real Problems

what can we do for you?

Expertise

A key feature of RLM's service is its personalized plan review process. As a licensed agent, we take the time to assess each client’s health status, prescription needs, travel habits, and budget.

The Right Plan for you

Our individualized approach ensures that seniors receive unbiased guidance and easy-to-understand explanations of coverage benefits, network restrictions, and enrollment timelines

Educate yourself

Beyond plan comparisons, RLM offers educational tools to make the process more accessible. We provide helpful articles about Medicare enrollment periods, supplemental coverage rules, and cost-saving strategies for retirees.

Important Information

Message and important updates from Rebecca Montero:

  • If you are in Washoe County, this does not apply to you. However, we still should do an annual review. If you are interested in doing that annual review, please text me.
  • If you’re on a dual eligible plan, Medicaid and Medicare, this also does not apply to you, but again, if you want to do an annual review, please text me or call me.
  • If you are in one of  the rural counties and you have an Aetna plan other than the two circumstances described above, your plan will be ending as a December 31st. It is important that you text me or call me so we can schedule an annual review. We want to make sure that you don’t go back to original Medicare. It’s important that we go over all of our options. 

If you have already made a phone call or reviewed you plan with someone else or made some changes yourself and you want to review those changes, give me a call. We have plenty of time if we’re on Aetna to get this done – if you contact me soon. We can carefully review your plan for 2026. 

Text or call me and let’s get together for an annual review. If you ultimately are on a different plan, such as a Prominence plan or some other insurance plan, we only have till December 7th to review your plan for 2026 for your best options.

There are a lot of changes and I want to go through them with you. If you have any questions or you are not aware of insurance changes for 2026 just reach out to me. Text me or call me. 

I will be working from 8:00 am to 6:00 pm Tuesday through Sunday at the Walmart in Gardnerville [1611 Grant St, Gardnerville NV 89410] if you want to meet me there. 

I can also do phone appointments and in-person appointments, but we will definitely need to get together soon. It is my goal to get you taken care for your 2026 insurance needs. 

REMEMBER: If you have any questions, call or text me at this number: (775) 447-3821. 

And if I don’t talk to you or see you before the holidays or Christmas. I hope you have a wonderful Holiday Season and I hope you had a happy Thanksgiving. Be safe! I hope to be taking to you soon.

The November presentations will be posted as dates are made available.
Everyone is busy ~ if none of these daes work for you, use our Contact form to schedule a meeti with Rebecca.

we love them

what our clients have to say